Harshal Kher

Harshal Kher

Building TradeCredit | Software Developer @TradeCredit

Bengaluru, IndiaFintech
8roles
25skills
2education
3credentials

About

Full Stack Developer with experience building scalable web and mobile applications across fintech, EV, and SaaS domains using React, Next.js, React Native, Node.js, TypeScript, PostgreSQL, and Python. Currently working in a startup environment with ownership across frontend, backend, onboarding systems, API integrations, admin platforms, and production deployments. Experienced in building cross-platform applications, scalable workflows, white-label SaaS systems, and performance-focused user experiences.Passionate about building production-ready products, solving engineering challenges, and continuously growing as a full-stack engineer.

Experience

Software Engineer

TradeCredit

1 yr 5 mos · Bengaluru, Karnataka, India

Associate Software Engineer

TelioEV

7 mos · Indore, Madhya Pradesh, India

Trainee Software Engineer

TelioEV

1 yr · Indore, Madhya Pradesh, India

Software Development Engineer

Teliolabs Communications Inc.

6 mos

Core Member

GDSC

9 mos

Founding Engineer

TradeCredit Fintech

Jan 2025 – Present

Led development across buyer, seller, admin, and web platforms using React Native, React, Next.js, Node.js, TypeScript, and PostgreSQL. Built role-based administration and transaction systems, reducing data retrieval and load times by approximately 40%. Integrated KYC, vKYC, eSign, biometric authentication, banking, notification, and financial workflows for thousands of users. Re-architected onboarding workflows, reducing drop-offs by approximately 30%. Built white-label SaaS capabilities and converted 30+ Figma screens into production-ready interfaces. Reduced app crashes and error occurrences by approximately 45%, and improved Lighthouse scores from approximately 72 to 90+.

Software Developer

Telio-Labs Communications (TelioEV)

July 2023 – Jan 2024

Developed and maintained cross-platform EV charging features including charging flows, QR workflows, booking, wallet functionality, and social login. Integrated charging, authentication, and backend APIs, including 8+ charging APIs. Refactored and integrated more than 30 version 2 APIs and resolved production issues.

Software Development Intern

Telio-Labs Communications (TelioEV)

Jan 2023 – June 2023

Developed the TelioEV app from scratch with 15+ responsive screens. Implemented a Google Maps and Directions API route planner, reducing API latency by 20% through caching. Built map marker clustering and places search, and reduced white-label solution delivery time by 20% through configurable vector icons and image settings.

Education

Institute of Engineering & Technology DAVV, Indore

Bachelor of Engineering - BE

2019 - 2023

Institute of Engineering and Technology, DAVV, Indore

BE, Electronics and Telecommunication

2019 – 2023

CGPA – 7.7/10

Skills

React NativeTypeScriptNext.jsNode.jsC++JavaScriptPythonKotlinExpoReactJSReduxSupabaseFirebaseAWSMySQLMongoDBPostgreSQLMicrosoft VS CodeIntelliJGitGitHubJiraXcodeAndroid StudioMS Excel

Projects

Ciana – AI Meditation & Wellness App

Built an AI-powered meditation and wellness app using Expo React Native, Clerk Authentication, and ElevenLabs streaming voice agents, with real-time conversational wellness flows, dynamic audio inference, custom theming, and mindfulness-focused UX.

WhatsApp Clone – Real-Time Chat App

Developed a real-time chat application using Expo React Native, Firebase, and Supabase with personal and group chats, media uploads, starred messages, user management, scalable messaging workflows, and a responsive mobile-first UI.

Verity – Fintech Application

Built a fintech-focused mobile application using React Native and Supabase, including a custom Kotlin native module for SMS parsing with regex-based transaction detection.