Suma Acharya

Suma Acharya

Senior Representative – Operations

Pune, Maharashtra, India 411018Banking and automotive finance
3roles
30skills
3education
1credentials

About

MBA Finance professional with experience in financial operations, refinance processing, payment collections support, loan servicing, MIS reporting, compliance handling, and client servicing within the banking and automotive finance domain.

Experience

Senior Representative – Operations

Concentrix

April 2026 – Present

Led and managed a team of 10 members; allocated deals and cases according to priority and SLA timelines; handled NIL payment tickets, open line items, FC quotes, refinance contract processing, and WIN change requests; prepared daily, weekly, and monthly MIS reports; reviewed loan disbursement documents; supported CMS validation, post-disbursement PDD processing, compliance approvals, UAT testing, process implementation, audit requirements, and training of new joiners. Client/project: Mercedes-Benz Financial Services India Pvt. Ltd.

Senior Operations Executive

Digitide Solutions Limited

December 2022 – March 2026 · Maharashtra, India

Managed refinance and loan servicing operations; processed payment-related requests, account validations, and documentation verification; coordinated contract processing and issue resolution; maintained productivity and TAT targets; supported reporting, audits, and process improvement; reviewed loan disbursement documents for SOP and compliance adherence; resolved internal processing queries; and assigned deals to junior team members while overseeing timely completion. Client/project: Mercedes-Benz Financial Services India Pvt. Ltd.

Senior Operations Representative

Concentrix

5 mos · Pune District, Maharashtra, India

Education

Pratibha Institute of Business and Management

Masters in Business Administration, Finance

August 2022 – July 2024

Average SGPA: 8.25

Savitribai Phule Pune University

Bachelors of Commerce, Cost and works Accounting

June 2019 – April 2022

Average CGPA: 9.10

Savitribai Phule Pune University

Master of Business Administration - MBA, Finance

Aug 2022 - Jul 2024

Skills

Financial OperationsMIS ReportingStakeholder ManagementRefinance ProcessingProcess ImprovementUAT TestingLoan ServicingNIL Payment HandlingClient CoordinationTeam ManagementOpen Line-Item MonitoringDocumentation VerificationCompliance & Audit SupportFC Quote ProcessingSLA & TAT ManagementPayment Collections SupportContract ProcessingLoan Disbursement DocumentationCMS ValidationPost-Disbursement PDD ProcessingOperational ReportingFinancial ServicesBankingOperations SupportDaily OperationsStrategic ThinkingTeam LeadershipProblem SolvingEasily AdaptableCommunication