sumit raut

Assistant Manager

Kandivali (East), MumbaiBanking
2roles
27skills
3education
1credentials

About

Dedicated banking professional with approximately four years of experience in branch operations, banking transactions, customer service, compliance, cash management, and financial product sales.

Experience

Assistant Manager

HDFC Bank

10/10/2022 – 10/02/2026

Managed daily branch activities and banking operations while ensuring compliance with banking regulations and service expectations. Conducted audits, assisted customers with transactions, resolved customer issues, and developed positive staff relationships. Monitored cash intake and deposit records, managed cash receipts and payments, performed cash balancing and bundling, issued demand drafts and manager's cheques, executed fund transfers and fixed deposit closures, processed salary uploads, and maintained error-free transaction records. Processed NEFT, RTGS, fund transfers, retail foreign exchange, and outward remittance transactions within required turnaround times and reporting cutoffs. Cross-sold liability products and foreign exchange services while generating sales references and repeat business.

Assistant Manager

Indusind Bank

03/05/2026 – 03/07/2026

Education

University of Mumbai

Bachelor of Commerce, Commerce

April 2022

Final Grade: 74.86%

Matrubhoomi Education Society’s Junior College of Commerce

HSC, Commerce

February 2019

Final Grade: 58.62%

Shri Mangubhai Dattani Vidyalaya Suvidya Prasarak Sangh

SSC

March 2014

Final Grade: 57.80%

Skills

Microsoft ExcelMicrosoft PowerPointMicrosoft WordMicrosoft OutlookOracle FlexcubeCRMBanking operationsFinancial productsBranch operationsCash managementCash balancingCash bundlingDemand draft issuanceManager's cheque issuanceFund transfersFixed deposit closuresSalary uploadsNEFTRTGSRetail foreign exchange transactionsOutward remittanceDealproRegulatory complianceAuditingCustomer serviceCross-sellingSales generation