MBA in Marketing and Human Resource with 14+ years of experience in sales, business development, team management, branch management, channel sales, cross-selling, credit underwriting, operations, recruitment, and training across insurance and banking.
Meet Finance
Feb 2023 - Present
Sales, team management, business development, and territory management for loan against property and business loan products; credit underwriting, operations, field verification, and customer service.
HDFC Bank
May 2022 - Dec 2022
Credit underwriting for loan against property, deaccessioning, sanctioning, legal and technical review, personal discussion, TAT management, financial and document verification, and DSA visits.
ESAF Small Finance Bank (ESAF SFB)
Aug 2018 - Apr 2022
Managed CASA sales, third-party products, branch operations, and a 12-person team. Handled affordable housing finance, loan against property, business loans, personal loans, microfinance, nonstarter cases, credit collections, credit management, mutual funds, and third-party product sales.
ICICI Bank
Jul 2013 - Jul 2018
Handled credit analysis of agriculture loans, micro home loans, loan against property, SHG loans, and PSL lending; team management, credit sanctioning and disbursement, post-disbursement visits, tele-verification, and training for credit processing associates.
ICICI Prudential Life
Apr 2010 - Jun 2013
Managed channel sales through ICICI Securities for life insurance products, cross-selling of insurance products, cold calling, lead generation, and an off-role team.
MBA/PGDM, Marketing and Human Resource
2005
BSC
2002
12th
1999
10th
1997
Studied marketing-related activities of Dinshaw's Ice Cream, including meetings with dealers and distributors, market share analysis, and promotional activities. Duration: 182 days.